The Generosity Habit: 11 Practices for Giving More

I watched a man pay for the coffee of the person behind him in line. The person behind him — a woman in scrubs who looked like the shift had already lasted longer than the body could sustain — received the news from the barista and her face did something I had not expected. The face did not do the polite thank-you. The face did the breaking — the specific, momentary breaking that happens when the kindness arrives at the person who was not expecting kindness and who needed kindness more than the person delivering it could have known.

She stood at the counter holding the free coffee and she was crying. The man who paid was already gone. He did not see the breaking. He did not see what the four dollars and seventy-five cents had done. I saw it. I have not forgotten it. The four-dollar coffee was not a coffee. The four-dollar coffee was the evidence that someone in the world was thinking about someone else — and the evidence arrived at the exact moment the woman in scrubs needed the evidence most.

Here is what generosity is doing inside the person who gives.

Generosity is not the sacrifice the culture frames it as — the subtraction from the self for the addition to the other. Generosity is the addition to both — the neurologically documented, physiologically measurable, psychologically significant benefit that the act of giving produces in the giver. The research is specific: the act of generosity activates the mesolimbic pathway (the brain’s reward system — the same pathway the food, the connection, and the pleasure activate), releases oxytocin (the bonding hormone that the giving and the receiving both produce), reduces cortisol (the stress hormone that the generous act’s positive emotional state counteracts), and increases the subjective wellbeing, the life satisfaction, and the sense of purpose that the longitudinal studies have measured in the consistently generous across decades.

The benefit is not the motivation. The benefit is the mechanism — the neurological explanation for the phenomenon every generous person has experienced: the feeling that the giving produced more in the giver than the giving cost. The warm glow. The helper’s high. The specific, felt, disproportionate-to-the-cost sense that the generous act returned more than the generous act gave.

The generosity is also relational. The generous act strengthens the social bond — the giving and the receiving creating the reciprocity, the trust, the connection, and the community that the individualistic, self-protective, give-nothing-expect-nothing approach progressively erodes. The generous community is the stronger community. The generous relationship is the stronger relationship. The generous person is the more connected person — connected through the acts of giving that the connection is built from.

This article is about 11 specific practices that build the generosity habit — daily, weekly, and ongoing practices that expand the giving from the occasional impulse into the consistent, identity-level habit that the research shows produces the greatest benefit for both the giver and the receiver.

The generosity is not the grand gesture. The generosity is the daily practice.

The practice begins with the next person you see.

1. Give Without Being Asked: The Generosity That Anticipates

The anticipatory generosity — the giving that occurs before the need is expressed, before the request is made, before the person in need has asked for the help the need requires — is the generosity that carries the additional gift of the noticing: the evidence that someone was paying attention, that someone saw the need before the need announced itself, and that someone acted on the seeing without requiring the asking.

The practice: once per day, identify one person whose need you can meet without being asked. The colleague whose workload is visible — offer to help before the colleague asks. The neighbor whose trash cans are at the curb — bring them in before the neighbor notices. The partner who is exhausted — start the dinner before the partner arrives. The anticipation is the noticing. The noticing is the care. The care delivered without the asking is the generosity that says: I was paying attention to you.

Real-life example: Giving without being asked transformed Miriam’s workplace — a workplace where the culture of individual responsibility had produced the isolation of individual overwhelm. The practice: Miriam began offering help to the colleagues whose overload was visible — the inbox stacking, the overtime accumulating, the stress presenting — before the colleagues asked. The offering was specific: “I have capacity this afternoon — can I take the client report?” The specificity removed the burden the vague “let me know if you need anything” imposes (the vague offer requiring the effort of the asking that the overwhelmed person cannot produce).

The workplace shifted. The colleagues, receiving the anticipatory help, began offering the anticipatory help to others. The culture of individual overwhelm was interrupted by the culture of anticipatory generosity that the first unprompted offer introduced.

“The offering before the asking changed the receiving,” Miriam says. “The asked-for help says: I need help. The offered help says: I see you. The ‘I see you’ was the generosity. The help was the vehicle. The culture that said ‘I see you’ before the ‘I need help’ was required — the culture shifted.”

2. Give Your Time: The Currency More Valuable Than Money

The time is the generosity’s most valuable currency — more valuable than the money because the time is the non-renewable, the irreplaceable, the finite resource that the giving converts from the self’s hours into the other’s hours. The money can be earned again. The time cannot. The giving of the time is the giving of the life — the specific hours of the finite life directed toward the other’s need rather than the self’s consumption.

The practice: dedicate a regular, scheduled block of time to the giving — the weekly volunteer shift, the monthly mentoring session, the daily fifteen minutes of the undivided attention given to the person who needs the attention the busy life is withholding. The scheduling is the commitment — the time that is scheduled is the time that is given, while the time that is “whenever I have it” is the time that is never available.

Real-life example: Giving his time transformed Dario’s retirement — a retirement that the self-focused leisure had been filling with the comfort and emptying of the purpose. The time: four hours per week mentoring at-risk teenagers through the community center program. The four hours provided: the purpose the retirement had removed (the feeling that the hours mattered to someone other than the self), the connection the isolation was threatening (the relationships the mentoring produced), and the perspective the self-focused retirement was narrowing (the lives the mentoring exposed Dario to that the comfortable retirement would not have).

“The retirement was comfortable and purposeless,” Dario says. “The comfort was the leisure. The purpose was the giving — the four hours per week that the teenagers received and that I received more from than I gave to. The hours gave them the mentoring. The hours gave me the purpose. The exchange was not equal. I received more.”

3. Give Anonymously: The Generosity That Expects Nothing

The anonymous generosity — the giving that the recipient cannot attribute to the giver — is the practice that addresses the ego the visible generosity can serve and that the invisible generosity cannot. The anonymous gift has no return address. The anonymous gift produces no thank-you, no recognition, no social capital, and no reputation enhancement. The anonymous gift is the giving in its purest form — the giving that gives because the giving is the purpose and the receiving is the entirety of the return.

The practice: once per month, give anonymously. The gift can be: the anonymous donation, the anonymous act of service (the neighbor’s snow shoveled before dawn), the anonymous payment (the next person’s groceries, the stranger’s toll), or the anonymous note (the encouragement left where the finding will occur without the leaving being traced).

Real-life example: Anonymous giving changed Garrison’s relationship with generosity — a relationship that the visible giving had been maintaining and that the anonymous giving purified. The visible giving had produced the recognition Garrison had become dependent on — the thank-you, the gratitude, the social capital the visible generosity was generating and that the dependency was converting from the giving into the earning. The anonymous giving removed the earning: the neighbor’s snow shoveled before dawn (the neighbor never discovering who), the stranger’s groceries paid (the stranger never meeting the payer), the donation made without the name attached.

“The anonymous giving showed me the dependency the visible giving was hiding,” Garrison says. “The visible giving was partially for them and partially for the thank-you. The anonymous giving was entirely for them — the thank-you absent, the recognition absent, the earning absent. The giving that earned nothing was the giving that gave everything.”

4. Give Your Attention: The Generosity the Distracted World Starves For

The attention is the generosity the modern world has made the scarcest — the undivided, fully present, device-free, I-am-here-with-you attention that the distracted, device-mediated, partially-present interaction has been replacing with the half-attention the notification-interrupted conversation provides. The full attention is the gift: the listener who listens without checking the phone, the friend who is present without the screen dividing the presence, the parent or grandparent whose eyes are on the child rather than on the device the child is competing with.

The practice: once per day, give someone five minutes of the undivided attention — the conversation conducted without the phone, the listening performed without the response being composed, the presence provided without the distraction the modern default includes. Five minutes. The undivided. The gift.

Real-life example: Giving her attention transformed Adela’s relationship with her teenage daughter — a relationship that the partial attention had been thinning and that the undivided attention restored. The partial attention: the conversations conducted while the phone was present, the listening performed while the email was composing, the presence diluted by the device the teenager had learned to compete with and had stopped competing with (the teenager retreating to her own screen because the mother’s screen had already won).

The undivided: five minutes per day, the phone in another room, the eyes on the teenager, the listening complete. The teenager noticed immediately. The teenager responded proportionally — the conversations lengthening, the sharing deepening, the retreating reversing. Five minutes of the undivided attention producing the relational restoration the hours of the partial attention could not.

“Five minutes of actually seeing her did what hours of half-seeing her could not,” Adela says. “The phone in the room divided the attention. The divided attention communicated the priority: the phone first. The teenager received the communication. The teenager retreated. The phone removed, the attention undivided, the teenager returned. Five minutes. The teenager was waiting for the attention the phone was stealing.”

5. Give Encouragement: The Words That Cost Nothing and Change Everything

The encouragement is the generosity that costs nothing and produces the disproportionate impact — the specific, genuine, timely words of support that arrive at the person who is doubting, struggling, or working without the recognition the work deserves. The encouragement is not the flattery (the empty, non-specific, feels-good-means-nothing compliment). The encouragement is the seeing — the specific observation of the specific effort the specific person is making and the verbal recognition that the effort has been witnessed.

The practice: once per day, encourage someone specifically. Not “great job” (too vague). “The way you handled the difficult client today — the patience you showed when the conversation escalated — that was remarkable” (specific enough to land, specific enough to be believed, specific enough to remember).

Real-life example: Giving encouragement sustained Serena’s colleague through the hardest quarter — the quarter the colleague later said would have produced the resignation the encouragement prevented. The encouragement: the specific, weekly, genuine recognition of the effort the colleague was producing under the pressure the quarter was imposing. “The presentation you delivered Tuesday was the clearest summary of the problem the team has received. The clarity mattered.” The specificity was the evidence: someone was watching. Someone noticed the work the pressure was consuming and the recognition was absent from.

“The encouragement was the evidence that the work mattered,” the colleague told Serena afterward. “The quarter was relentless. The recognition was absent. The absence was convincing me the work did not matter. Your words — specific, weekly, genuine — were the evidence the absence was lying. The encouragement did not change the quarter. The encouragement changed my ability to survive it.”

6. Give Financially: The Generosity That Multiplies Beyond the Giver

The financial generosity — the giving of the money to the causes, the organizations, the individuals, and the communities the money can serve — is the generosity that multiplies: the dollar given to the food bank feeds the family the individual cannot feed directly. The dollar given to the scholarship educates the student the individual cannot educate personally. The financial giving is the leverage — the conversion of the personal resource into the systemic impact the personal action cannot achieve alone.

The practice: the consistent, planned, budgeted financial giving — the amount decided in advance, the causes selected with intention, the giving automated or scheduled so that the generosity is the commitment rather than the afterthought. The amount is not the measure. The consistency is the measure — the regular, ongoing, identity-level practice of directing the financial resources toward the causes the values support.

Real-life example: Consistent financial giving transformed Tobias’s relationship with money — a relationship that the scarcity mindset had been constraining and that the giving progressively loosened. The scarcity: the money held tightly, the spending anxious, the giving feared as the depletion the account could not afford. The practice: five percent of the monthly income directed to the three causes the values supported, automated on the first of each month. The automation removed the decision (the monthly deliberation that the scarcity mindset would have resolved with the not-this-month the scarcity always produces). The giving continued. The account did not deplete. The scarcity loosened — the evidence accumulating, month by month, that the giving did not produce the depletion the scarcity had predicted.

“The giving disproved the scarcity,” Tobias says. “The scarcity said: you cannot afford to give. The giving said: you can. Month after month, the giving continued and the depletion the scarcity predicted did not arrive. The scarcity was the lie. The giving was the proof.”

7. Give Forgiveness: The Generosity Directed Inward and Outward

The forgiveness is the generosity that costs the most and returns the most — the releasing of the resentment, the grudge, the held wrong that the unforgiveness has been maintaining at the cost of the mental space, the emotional energy, and the relational capacity the holding consumes. The forgiveness is the generosity directed at the other (the person forgiven receives the release) and directed at the self (the person forgiving recovers the space the grudge was occupying).

The practice: identify one grudge, one resentment, one held wrong that the unforgiveness has been maintaining. Examine the cost: the mental space the holding occupies, the emotional energy the resentment consumes, the relational damage the grudge perpetuates. Choose the forgiveness — not the condoning, not the forgetting, not the excusing, but the releasing. The releasing is the generosity. The generosity returns the space.

Real-life example: Giving forgiveness returned Claudette’s relationship with her sister — a relationship that the five-year grudge over the inheritance dispute had been consuming and that the forgiveness restored. The cost of the unforgiveness: the five years of the silence, the family gatherings avoided, the children who did not know their cousins, and the specific, daily, energy-consuming resentment that the holding required and that the releasing would relieve.

The forgiveness: not the agreement that the inheritance was handled fairly (the disagreement remained). The releasing of the resentment that the disagreement had been fueling. The phone call. The conversation. The return.

“The forgiveness did not say the sister was right,” Claudette says. “The forgiveness said the grudge was costing more than the dispute was worth. Five years of silence. The children who did not know their cousins. The family gatherings absent. The cost was calculated. The cost exceeded the grudge. The releasing was the generosity — directed at the sister and directed at myself.”

8. Give Your Skills: The Generosity That Shares What You Know

The skill-sharing is the generosity that gives what the education, the experience, and the practice have built — the knowledge, the ability, and the expertise that the sharing multiplies without depleting. The skill shared is the skill doubled: the giver retains the skill while the receiver gains it. The multiplication is the magic of the skill-based generosity — the giving that does not subtract.

The practice: identify one skill you possess that someone else needs and offer to share it. The cooking taught to the young adult. The resume reviewed for the job seeker. The financial literacy explained to the teenager. The car maintenance demonstrated to the neighbor. The skill is the gift the experience has prepared and that the sharing delivers.

Real-life example: Sharing his carpentry skills gave Quinn’s neighbor the deck the budget could not afford — the deck that the professional estimate priced at twelve thousand dollars and that the skill-sharing reduced to three thousand (the materials the neighbor purchased and the labor Quinn donated across four weekends). The deck was the product. The relationship was the deeper gift — the neighbor who had been the polite stranger for six years became the friend the four weekends of shared work produced.

“The carpentry was the skill. The deck was the project. The friendship was the gift,” Quinn says. “The four weekends gave the neighbor the deck the budget prevented. The four weekends gave me the friendship the polite distance prevented. The skill was the vehicle. The generosity was the fuel. The friendship was the destination the skill could not have reached alone.”

9. Give Grace: The Generosity That Allows Others to Be Imperfect

The grace is the generosity of the acceptance — the allowance for the other person’s imperfection, the mistake, the bad day, the shortcoming that the judgment would condemn and that the grace absorbs without the condemnation. The grace says: you are human. Humans are imperfect. The imperfection is permitted. The grace is the space the judgment closes and that the acceptance opens — the space in which the imperfect person can exist without the penalty the perfection demand imposes.

The practice: once per day, extend grace to someone who has disappointed, irritated, or inconvenienced you. The driver who cut you off (the grace says: perhaps the driver’s day has been worse than yours). The colleague who missed the deadline (the grace says: the colleague’s capacity may be at its limit). The partner who forgot (the grace says: the forgetting is human and the remembering is the exception the forgetting is the rule). The grace is the response the judgment would have occupied — the response that gives the space the judgment denies.

Real-life example: Giving grace transformed Vivian’s parenting of her adult children — the parenting that the judgment of their choices had been straining and that the grace’s acceptance restored. The judgment: the career the adult child chose (not the career the parent would have chosen), the partner the adult child selected (not the partner the parent would have selected), the parenting decisions the adult child made (not the decisions the parent would have made). The judgment was the closed space — the space in which the adult child’s choices were measured against the parent’s preferences and found deficient.

The grace opened the space: the career is the child’s to choose. The partner is the child’s to select. The parenting is the child’s to determine. The grace says: the adult child is an adult. The adult’s choices are the adult’s. The grace releases the judgment. The release restores the relationship.

“The judgment was costing me the relationship the grace was restoring,” Vivian says. “The children were adults. The adults were making choices. The choices were not mine to judge. The grace said: your children are imperfect. You are imperfect. The imperfection is the human condition. The acceptance is the generosity. The generosity restored the relationship the judgment was destroying.”

10. Give Presence During Hardship: Show Up When It Matters Most

The presence during hardship — the showing up when the crisis arrives, the loss occurs, the diagnosis is delivered, or the life falls apart — is the generosity that requires no skill, no money, and no solution. The presence requires only the being there — the physical, emotional, available presence that says: you are not alone in this. I cannot fix it. I am here.

The practice: when someone in your life experiences the hardship, show up. Not with the advice (the advice is not what the crisis is requesting). Not with the fix (the fix is not available for most of life’s hardships). With the presence — the being there, the sitting with, the holding the space that the hardship has created and that the presence fills without filling.

Real-life example: Showing up sustained Emmett’s friend through the cancer treatment — the treatment that the eighteen months of chemotherapy, the surgeries, and the uncertainty required and that the presence provided the sustaining through. The presence was not the medical expertise Emmett did not possess. The presence was: the drive to the chemotherapy appointment every other Tuesday. The meal delivered every Thursday. The phone call every evening — not the “how are you doing” (the question the treatment makes unanswerable) but the “I’m calling because I said I would” (the consistency that the uncertainty needed and that the presence provided).

“The presence was not the cure,” Emmett says. “The presence was the company during the not-knowing-if-there-would-be-a-cure. The drives, the meals, the calls — the showing up that said: whatever happens, you are not navigating this alone. The navigating alone would have been survivable. The navigating together was bearable. The difference between survivable and bearable was the presence.”

11. Give to Yourself: The Generosity That Makes All Other Generosity Possible

The self-directed generosity — the giving to the self that the other-directed generosity requires — is the practice that maintains the giver: the rest that restores, the boundary that protects, the self-care that sustains the capacity the giving depends on. The depleted giver gives from the deficit — the giving producing the resentment the full giver does not feel and the exhaustion the sustained giver does not experience. The self-directed generosity is not the selfishness. The self-directed generosity is the sustainability — the investment in the instrument the music depends on.

The practice: the daily self-care that the previous ten practices’ generosity requires. The sleep. The movement. The nourishment. The rest. The boundary that says: I cannot give today because the giving requires the resource the today has depleted and the tonight must restore.

Real-life example: Giving to herself sustained Leonie’s caregiving — the caregiving that the self-neglect had been eroding through the burnout the neglected caregiver produces. The pattern: the giving to the aging parent, the giving to the grandchildren, the giving to the community — the giving to everyone except the giver. The burnout arrived at month nine — the exhaustion so complete the giving was no longer possible because the giver was depleted.

The self-directed generosity: the morning walk (the physical restoration), the weekly evening alone (the emotional restoration), the boundary that said “I cannot visit today” on the days the capacity was insufficient. The caregiving resumed. The caregiving sustained — not through the depletion the self-neglect produces but through the maintenance the self-directed generosity provides.

“The giving to myself was not the taking from them,” Leonie says. “The giving to myself was the ensuring that the giving to them could continue. The depleted giver stopped giving at month nine. The maintained giver continued giving at month twenty-four and beyond. The self-care was not the interruption of the generosity. The self-care was the fuel.”

The Generosity Habit Is the Life That Includes Others

Eleven practices. Eleven daily, weekly, and ongoing investments in the habit of giving that the neurological research says benefits the giver, the relational research says strengthens the connection, and the lived experience of every generous person confirms: the giving returns more than the giving costs.

Give without being asked. Give your time. Give anonymously. Give your attention. Give encouragement. Give financially. Give forgiveness. Give your skills. Give grace. Give presence during hardship. Give to yourself.

The practices are not the heroic. The practices are the daily — the four-dollar coffee paid for the stranger, the five minutes of undivided attention given to the teenager, the snow shoveled before dawn, the encouragement spoken to the colleague, the forgiveness released to the sister, and the self-care given to the giver so that the giving can continue.

The generosity is not the grand gesture. The generosity is the daily habit — the consistent, identity-level, built-through-practice orientation toward the giving that the eleven practices install and that the installed practices produce automatically, the way the generous person gives without the deliberation because the giving is who the person is rather than what the person does.

The world is asking. The world is asking quietly, in the scrubs that cannot sustain another shift, in the teenager whose screen has replaced the parent’s attention, in the colleague whose effort has gone unrecognized, and in the neighbor whose snow is still on the walk.

The asking is everywhere. The giving is the response.

Give. The world has been waiting.

20 Powerful and Uplifting Quotes About Generosity

“The four-dollar coffee was not a coffee. It was the evidence that someone was thinking about someone else.”
“The offered help says: I see you.”
“The retirement was comfortable and purposeless. The giving was the purpose.”
“The anonymous giving showed me the dependency the visible giving was hiding.”
“Five minutes of actually seeing her did what hours of half-seeing her could not.”
“The encouragement did not change the quarter. The encouragement changed my ability to survive it.”
“The giving disproved the scarcity.”
“The forgiveness said the grudge was costing more than the dispute was worth.”
“The carpentry was the skill. The deck was the project. The friendship was the gift.”
“The grace restored the relationship the judgment was destroying.”
“The navigating alone would have been survivable. The navigating together was bearable.”
“The giving to myself was not the taking from them.”
“The generosity is not the grand gesture. The generosity is the daily habit.”
“The giving returns more than the giving costs.”
“The world is asking quietly.”
“The warm glow is not the motivation. The warm glow is the mechanism.”
“The skill shared is the skill doubled.”
“The presence requires only the being there.”
“Give. The world has been waiting.”
“The depleted giver stopped at month nine. The maintained giver continued beyond month twenty-four.”

Picture This

You are in line. The line is ordinary — the coffee line, the grocery line, the whatever line the morning has placed you in. Behind you is a person you do not know. The person is carrying something you cannot see — the shift that ended two hours ago, the bill that arrived this morning, the diagnosis that came last week, the argument that happened last night. The person is carrying the invisible weight the visible line does not display.

You pay. You tell the cashier: “And the person behind me.”

The cost is small. The cost is four dollars, or seven dollars, or twelve dollars — the amount the budget will not notice and the habit will not remember. The cost is the transaction. The gift is not the transaction.

The gift is the moment the cashier turns to the person behind you and says: “The person ahead of you took care of it.” The moment the person’s face does the thing the woman in scrubs’ face did — the breaking, the softening, the specific emotional response that arrives when the kindness was not expected and the kindness was needed more than anyone in the line could have known.

You do not see the face. You are already gone — the anonymous giver who will not receive the thank-you and who does not need the thank-you because the giving was the complete act and the giving was enough.

The person behind you is holding the coffee the generosity paid for. The person is carrying the invisible weight and the visible coffee and the specific, felt, disproportionate-to-the-cost evidence that someone in the world was thinking about someone else.

The evidence is the generosity. The generosity is the practice. The practice is available right now — in the next line, the next conversation, the next moment the giving is possible.

The next moment is this one.

Give.

Share This Article

If these practices have expanded your giving — or if you just realized the five minutes of undivided attention is the generosity the teenager has been waiting for — please share this article. Share it because generosity is the habit that benefits the giver and the receiver equally and the world needs more of both.

Here is how you can help spread the word:

Share it on Facebook with the practice that changed your giving. “The offered help says: I see you” or “the giving disproved the scarcity” — personal testimony reaches the person whose generosity is waiting for the habit the practice provides.
Post it on Instagram — stories, feed, or a DM. Generosity content reaches the person who gives sporadically and who needs the eleven daily practices that convert the impulse into the habit.
Share it on Twitter/X to reach someone whose colleague needs Practice Five tonight: the specific encouragement that says the work matters.
Pin it on Pinterest where it will remain discoverable for anyone searching for generosity habits, how to give more, or the benefits of giving.
Send it directly to someone whose giving has been depleted. Practice Eleven — the self-directed generosity — might be the fuel the depleted giver needs to give again.

The world is asking. Help someone answer.

Disclaimer

This article is intended solely for informational, educational, and inspirational purposes. All content presented within this article — including the generosity practices, giving strategies, personal stories, examples, and quotes — is based on personal experiences, commonly shared insights from the psychology, positive psychology, and personal development communities, and general psychology, neuroscience, social science, and personal development knowledge that is widely available. The stories, names, and examples used throughout this article are representative of real experiences commonly shared within the personal development and philanthropic communities. Some identifying details, names, locations, and specific circumstances may have been altered, combined, or fictionalized to protect the privacy and anonymity of individuals.

Nothing in this article is intended to serve as financial advice, legal counsel, therapeutic guidance, or a substitute for the care and expertise of a licensed healthcare provider, financial advisor, attorney, psychologist, licensed therapist, or any other qualified professional. Financial generosity should be practiced within the individual’s financial means and should not create financial hardship. Forgiveness practices can be emotionally complex and individuals processing significant trauma, abuse, or betrayal should consult with a qualified mental health professional before engaging in forgiveness practices that may require therapeutic support.

The authors, creators, publishers, and any affiliated individuals, organizations, websites, or entities associated with this article make no representations, warranties, or guarantees of any kind — whether express, implied, statutory, or otherwise — regarding the accuracy, completeness, reliability, timeliness, suitability, or availability of the information, generosity practices, giving strategies, suggestions, resources, products, services, or related content contained within this article for any purpose whatsoever. Any reliance you place on the information provided in this article is strictly and entirely at your own risk.

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